At Incorporated Insurance Services, we know that when it comes to your California auto insurance, you have a number of options. In any given location there may be dozens of California car insurance providers. That is why we go the extra mile to make sure that in terms of price and service, you are receiving the best auto insurance in California.
What makes IIS the best Auto Insurance Provider in California?
Incorporated Insurance Services Provides the Best Low Cost Auto Insurance in California
Because IIS aggregates several insurance providers, bringing them together under one umbrella, we can find you the best deal when it comes to your auto insurance. To understand why this works in your favor, you have to understand the ins and outs of auto insurance in California. In order for an individual California car insurance provider to make money, they have to avoid putting all their eggs in one basket, so that if some kind of natural disaster should occur they are not over leveraged in that specific region.
Think for example what would happen if a home owner’s insurance company insured every home on a hill in Malibu. If a fire tore through that area razing all the homes on the hill, then the insurance provider might be so hard set by million plus dollar insurance claims that they might go under themselves trying to pay them. For this reason, insurance companies try to hedge their bets, spreading out their claimholders so that they are unlikely to be hit with multiple claims because of one event.
For you, this means that your California state auto insurance or homeowner’s insurance may be at the mercy of factors completely outside of your control—such as your zip code. At any given time, your best choice for cheap California auto insurance may actually shift from one individual provider to another simply because the provider needs to protect itself against the possibility of catastrophic loss.
This is not a problem for Incorporated Insurance Services however. Since we are an aggregator of individual insurance providers, we can offer you the most affordable California auto insurance quotes available. That is one of the advantages you receive from acquiring you California car insurance through IIS—we do the footwork for you, searching out the best rate for your California car insurance.
The Best Service of ANY California Auto Insurance Provider
Any fly by night outfit, however, can provide you with cheap car insurance. In California, where auto insurance is required by law and where cars are a necessity just to get the basic errands of life done, there is a huge demand for affordable automobile insurance.
But having automobile insurance is not just about getting the cheapest auto insurance you can find; it is also about the quality of the customer service provided by your car insurance. California, with its high cost of living, can make it tempting to cut corners in order to save; however, one should avoid doing so.
You can end up paying much more out of pocket if you get the wrong kind of insurance or if your provider does not go the extra mile to fight for you when accidents happen.
Incorporated Insurance Services has been providing premier California State auto insurance for more than 15 years. Our experienced agents are thoroughly fluent in the complicated provisions involved in procuring car insurance in California. They can help make clear the difference between the kind of cheap California auto insurance that will simply not cover the basics, and the kind of insurance policies that will actually protect you from financial penalties with which you may not be ready to cope.
Incorporated Insurance Services Helps You Sort through your Policy Options
In addition, because we are an aggregator, we make it easier for you to compare insurance policies on an equal footing so that you can compare apples to apples and oranges to oranges. As our customers often tell us, when you look for insurance on your own, it is hard to make a rational choice because the evidence so often seems incomplete or incomparable.
This is not surprising given that California auto insurance quotes and policies are so often written in the kind of legalese that is virtually impossible for someone who hasn’t passed the bar to decipher. In addition, many of the businesses that offer cheap auto insurance in California won’t really take the time to explain the policy to you, since their whole business model is based on quantity rather than quality. IIS is different. We take the time to make sure you get the right policy.
IIS will help you sort through these confusing options and to figure out questions like:
- How much liability insurance is enough?
- How much will each policy offer in terms of theft insurance?
- What kinds of medical insurance will my policy offer in case an accident lands me in the hospital?
- What do the various price points for insurance policies actual get me?
- How will my driving record alter the price of the policy?
- Is it better to add my spouse to my plan, or to keep our plans separate?
- Should we bundle our home, life and auto insurance together?
Our expert insurance brokers will not try to sell you the best policy for them, but the best policy for you and your needs. We will inform you about any special programs or privileges that plans offer so that you can take full advantage of whichever policy you choose. We want to make sure that your auto insurance is not only affordable, but that it protects you and your family, and gives you the peace of mind that lets you move on the more important activities in life.
All of this gives you even more reason to make Incorporated Insurance Services your first choice when it comes to shopping for auto insurance in California. We have the quality and experience that you can bank on for your auto insurance. California drivers have been trusting us for more than a decade and a half with their well-being. It is an honor and responsibility we are proud to deliver.